Igor Kaluđer is regular lecturer of quantitative methods at Algebra University College and Chief Operations Officer of IN2data. He was born in 1979 in Osijek. He graduated from University of Zagreb, Faculty of Economics and got a masters degree from University of Bologna, Italy. Currently, he is a PhD candidate at University of Zagreb, Faculty of organization and informatics. He spent several years in banking, working on quantiative analysis and modelling of credit risk and was a director of credit risk modelling at Zagrebačka banka. So far he co-authored three chapters in “Competitive Analysis” book, several scientific papers at international conferences and more than twenty professional publications. He teached courses in quantitative analysis and modelling, risk analysis, decision support systems and information technology at several high-ed institutions.